It is important to understand that when filing an employee compensation claim, the insurance company usually has a team of attorneys who will protect their interests and minimize the amount of money they will have to pay out.
If an accident occurs on the construction site, it can lead to a range of injuries leading to a deterioration in quality of life and, in some cases, loss of work. That can mean being unable to complete simple, everyday tasks and can even lead to large stacks of medical bills that can feel overwhelming. You need someone who can help you get rid of these stressors.
For more than 20 years, the compensation attorneys at James Hoffmann law firm have assisted local residents across Missouri in pursuing employee compensation claims. We focus on working with our clients to understand the full extent of their injuries and to ensure that they receive the full amount of compensation they are entitled to.
Here’s what you need to understand when seeking employee compensation in Missouri.
Types of injuries
Injuries can come in all shapes, sizes, and degrees of severity. Most common workplace injuries are the result of slipping, tripping, or falling. In fact, in Missouri, around 32 percent of all injury-related claims result from this joint event.
Whether you have been injured in an accident or injured by repetitive movements, you generally have the right to claim workers’ compensation if it is directly related to your job. Some of the most common workplace injuries are:
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- Back pain
- Sprains, strains, or tears
- Damage to wrists, shoulders, and arms
- Knee or leg pain
- Broken bones
Types of Employee Compensation Claims
There are three types of benefits to which you may be entitled in Missouri. This includes reimbursement for medical treatment, lost wages and partial or permanent disability. A diagnosis is usually required by a doctor and needs to be linked to a specific work-related cause.
If a doctor says you cannot return to work or need to take a break to recover because of an injury, you may be eligible for temporary total disability. A permanent determination of partial disability means that you can carry out work in a specific capacity, but that you have to change jobs because of your injury. Permanent total disability refers to the event that a person can no longer perform a professional function due to an injury.
Regardless of the nature of the infringement, all workers must follow the same legal process for filing a claim. This contains:
It is important to understand that when filing an employee compensation claim, the insurance company usually has a team of attorneys who will protect their interests and minimize the amount of money they will have to pay out. To ensure that your legal rights are protected throughout the process, it is highly recommended that you speak to an experienced lawyer as soon as possible.
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